simple budget

How to Create a Simple Budget

You've heard it time and time again -- you need a budget.  But why do I need a budget?  And how do I create a budget?  In short, a budget is a plan to...
College student with credit card

Is a Credit Card Good For College Students?

My daughter just turned 18 and passed a major right of passage. She now regularly receives credit card offers. Each of the credit card offers I opened up showed 30% or more...
Do I need Emergency Funds?

Do I Need Emergency Funds?

Unforeseen things happen all the time in life. Some good, and some not as good. An emergency fund savings (we've also heard it called a rainy day fund) is for those times...