Do I Need Emergency Funds?
Unforeseen things happen all the time in life. Some good, and some not as good. An emergency fund savings (we've also heard it called a rainy day fund) is for those times...
Is a Credit Card Good For College Students?
My daughter just turned 18 and passed a major right of passage. She now regularly receives credit card offers. Each of the credit card offers I opened up showed 30% or more...
How to Create a Simple Budget
You've heard it time and time again -- you need a budget. But why do I need a budget? And how do I create a budget? In short, a budget is a plan to...